Sunlight Home Improvement Loan

Deferred Interest Loans

  1. 12 Months @ 1% Payment Factor, 48 months at 3.36% Payment Factor (21.99APR) Dealer Fee 5.5%

  2. 18 Months @ 1% Payment Factor, 42 months at 3.73% Payment Factor (21.99APR) Dealer Fee 9%

  3. 24 Months @ 1% Payment Factor, 36 months at 4.20% Payment Factor (21.99APR) Dealer Fee 12.5%

  4. 12 Months @ 1% Payment Factor, 108 months at 1.18% Payment Factor (6.99APR) Dealer Fee 13.3%

  5. 12 Months @ 1% Payment Factor, 132 months at 1.026% Payment Factor (6.99APR) Dealer Fee 13.75%

Fixed Rate Loans

  1. 5 Year, 3.99% APR, 1.84% Payment Factor, 11% Dealer Fee

  2. 10 Year, 4.99% APR, 1.06% Payment Factor, 13% Dealer Fee

  3. 12 Year, 4.99% APR, 0.92% payment Factor, 14% Dealer Fee

Example for Deferred Interest #5

$15,000 Cash Price.

FInance Amount $17391.30

Payment for 12 Months: $173.91

Payment for Remaining 132 Months: $178.50

Example for Fixed Rate $3

$15,000 Cash Price

Finance Amount: $17441.86

Payment for 144 Months: $161.23